Buying your first home is one of the biggest financial decisions you can make and one of the most exciting times of your life.
With so many different lenders to choose from and the huge range of home loan products available, choosing the right loan can be mind boggling.
How do you know you are making the right decision?
That's why we've put together some straight forward advice for first time home buyers. We understand the importance of unbiased advice and an easy to follow process to help provide you with a range of solutions so that you can be in the best position to make the right choice.
Work out a budget
If you don’t have any savings and want to buy a house, the first place to start is with a budget. Put simply you’ll be able to save more if you spend less.
The first step in making a realistic budget is figuring out where your money goes. Try writing down everything you spend over a 2 week period. (Don’t forget all the little things, like a cup of coffee or a newspaper). At the end of the 2 weeks transfer this information along with any periodic bills onto our Budget Planner.
Saving for a deposit is often one of the biggest hurdles you will face when buying a home. So we’ve put together some tips for saving to fast track your road to owning your own home.
STOP paying dead rent money!
We've put together a FREE Report to give you some real strategies on how to save for a deposit more quickly so that you can break the rental cycle sooner.
You could take steps NOW towards owning your own home. You can achieve financial freedom with these simple steps. We’ve put together some practical ideas on how to save for a deposit faster including a budget planner.
How much can I borrow?
The amount you could borrow depends on your income, financial commitments (such as credit cards and personal loans), living expenses, credit history, and savings record. Find out exactly how much you can borrow and what your repayments would be using our home loan calculators.
How much deposit do I need?
What will my repayments be?
What other costs are there?
Which loan is best for me?